How do I use the Rent vs Buy Calculator?

Enter home price, down payment %, and loan details. Enter monthly rent and expected rent escalation. Enter home appreciation, maintenance, and investment return assumptions. Click Calculate to compare net worth after the chosen period.

Is the Rent vs Buy Calculator free?

Yes, the Rent vs Buy Calculator on ToolHaven is completely free to use. No signup or registration is required.

Rent vs Buy Calculator

Compare renting vs buying over a chosen period using loan EMI, rent escalation, home appreciation, maintenance, and investment returns (simplified model).

Note

This is a simplified model (no taxes, transaction costs, stamp duty, brokerage, vacancy, or varying interest rates). Use it for directional decisions.

Home Price (₹)

Down Payment (%)

Loan Rate (%/yr)

Loan Tenure (years)

Comparison Period (years)

Monthly Rent (₹)

Rent Increase (%/yr)

Investment Return (%/yr)

Home Appreciation (%/yr)

Maintenance (% of price/yr)

Invest monthly cost difference (rent vs buy)

How to use

Enter home price, down payment %, and loan details.
Enter monthly rent and expected rent escalation.
Enter home appreciation, maintenance, and investment return assumptions.
Click Calculate to compare net worth after the chosen period.

Related tools:

⚠️

Disclaimer: Results are estimates for informational purposes only and do not constitute financial, tax, or investment advice. Figures may vary based on actual terms. Always consult a qualified financial advisor before making financial decisions.