How do I use the NPS Calculator?

Enter your monthly NPS contribution and expected annual return. Enter the investment period (years). Choose how much of the corpus goes to annuity (commonly at least 40%). Click Calculate to see corpus, lump sum, and estimated pension.

Is the NPS Calculator free?

Yes, the NPS Calculator on ToolHaven is completely free to use. No signup or registration is required.

NPS Calculator

Estimate your NPS retirement corpus from monthly contributions and expected returns. Split the corpus into lump sum withdrawal and annuity (pension) portion.

Note

NPS returns and annuity payouts vary by scheme and provider. This is a planning estimate, not financial advice.

Monthly Contribution (₹)

Expected Return (%/yr)

Time Period (Years)

Annuity Portion (%)

Annuity Rate (%/yr)

Pension estimate uses simple annuity: annual = annuity â— rate

How to use

Enter your monthly NPS contribution and expected annual return.
Enter the investment period (years).
Choose how much of the corpus goes to annuity (commonly at least 40%).
Click Calculate to see corpus, lump sum, and estimated pension.

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Disclaimer: Results are estimates for informational purposes only and do not constitute financial, tax, or investment advice. Figures may vary based on actual terms. Always consult a qualified financial advisor before making financial decisions.