Gold Loan Calculator
Pledging gold for a loan and want to know how much you can borrow? Enter the weight, purity, and current gold rate and see your maximum loan eligibility. Also calculates your EMI or monthly interest depending on your repayment preference.
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This calculator is designed for India. Rates and rules are based on Indian regulations. If you are outside India, the values may not apply to your country.
Note
Actual LTV, processing fees, and repayment structures vary by lender and RBI guidelines.
Purity factor used: 91.7%
How to use
- Enter the weight of your gold in grams and the current market rate per gram.
- Select the purity of your gold and the LTV your lender is offering.
- If you want a specific amount less than the maximum, enter it here.
- Choose EMI or interest-only repayment and hit Calculate.
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Disclaimer: Results are estimates for informational purposes only and do not constitute financial, tax, or investment advice. Figures may vary based on actual terms. Always consult a qualified financial advisor before making financial decisions.