How do I use the Gold Loan Calculator?

Enter your gold weight (grams) and rate per gram. Select purity (18K/22K/24K) and LTV. Optionally enter a desired loan amount (will cap to max). Choose repayment type and click Calculate.

Is the Gold Loan Calculator free?

Yes, the Gold Loan Calculator on ToolHaven is completely free to use. No signup or registration is required.

Gold Loan Calculator

Estimate gold loan eligibility using gold weight, purity, rate per gram, and LTV. Also calculates EMI or interest-only payments for a chosen tenure.

Note

Actual LTV, processing fees, and repayment structures vary by lender and RBI guidelines.

Gold Weight (grams)

Rate per Gram (₹)

Purity

LTV (%)

Desired Loan (optional) (₹)

Purity factor used: 91.7%

Interest Rate (%/yr)

Tenure (months)

Repayment Type

How to use

Enter your gold weight (grams) and rate per gram.
Select purity (18K/22K/24K) and LTV.
Optionally enter a desired loan amount (will cap to max).
Choose repayment type and click Calculate.

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Disclaimer: Results are estimates for informational purposes only and do not constitute financial, tax, or investment advice. Figures may vary based on actual terms. Always consult a qualified financial advisor before making financial decisions.