Freelance Rate Calculator

Trying to figure out what to charge clients? Plug in your target income, working hours, and rough tax rate and this tells you the minimum you need to bill just to break even. Most freelancers undercharge badly early on.

Time billed vs admin/learning

How to use

  1. Put in how much you actually want to take home after tax for the year.
  2. Set how many weeks you plan to work, your weekly hours, and what percentage of that time you can bill (hint: 100% isn't realistic).
  3. Add your expenses and tax rate - the calculator does the rest and gives you a floor rate you should never go below.

Related tools:

Budget CalculatorIncome Tax CalculatorSIP Calculator
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Disclaimer: Results are estimates for informational purposes only and do not constitute financial, tax, or investment advice. Figures may vary based on actual terms. Always consult a qualified financial advisor before making financial decisions.