Loan vs Lease Calculator
Compare the estimated total cost of buying via loan vs leasing over the chosen term (simplified).
Note
This comparison ignores insurance, maintenance, taxes, and opportunity cost of capital. Use it as a quick estimate.
Loan / Buy
Lease
How to use
- Enter vehicle price and loan details (down payment, rate, tenure).
- Enter lease monthly payment and lease term.
- Optionally include resale value (buy) and buyout (lease).
- Click Calculate to compare total cost.
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